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CreditThis sector contains all our credit jobs. Credit professionals are commonly known as 'credit risk managers', 'credit analysts' or 'credit officers'. Some banks however, simply use a seniority level followed by the key word - e.g. 'vice president, credit'. Over the course of their credit careers they are essentially tasked with reviewing credit applications from the bank's clients (e.g. corporations wanting to borrow money) or from financial institutions who are the firm's counterparties. Credit risk is the risk of loss of principle if a borrower defaults on a loan repayment obligation. It arises whenever an individual or company expects to use future income to pay a current debt. Through the preparation of credit proposals and credit reviews, which provide the business with independent assessments about the financial standing of prospective and existing borrowers, Credit risk analysts help to limit the risk of financial loss. To ensure that credit proposals or extensions are approved or declined in accordance with both the firm's internal credit policies and local regulations, credit analysts work closely with the lending team. Most lenders use their own models (credit scorecards) to rank potential and existing customers according to risk. Factors taken into account include operating experience, management expertise, asset quality, and leverage and liquidity ratios. The aim is to ensure high credit quality through the structuring, sanctioning, monitoring and control of credit applications, as well as ongoing maintenance of credit standards. Performing regular reviews of clients whose credit portfolios require close monitoring is another job of the credit analysts. This helps to ensure that any deterioration is quickly recognised and that credit risk is mitigated. Credit professionals, especially senior ones, maintain close working relationships with the business and must understand their portfolio and risk capabilities. Another important responsibility is tostay up to date with the financial analysis and the risk profiles of their assigned sectors, borrowers and counterparties throughout their credit careers. Ultimately, they must balance the desire of front-office sales staff to expand the business, with the need to lend prudently and make sound credit decisions. There are credit risk issues within different types of transactions - including corporate banking, project finance, structured trade and syndications. As well as banks, private equity firms, for example, recruit credit professionals use them to manage the credit risk of counterparties and investment-related service providers. Credit jobs can also be quite specific, such as roles which focus only on counterparty risk and involve due diligence visits to financial institutions to collect credit information. Financial records are analysed on excel spreadsheets so that the bank has a realistic assumption of future operating performance. Show more » « Show less
Showing 1-30 of 398 jobs
- Front office risk manager | exotic rates and hybrids - Singapore - Base salary $150,000 - $170,000 SGD + b...
Senior Hybrid Trading, Singapore, Very Competitive Package. (Trading, Singapore, Hybird, Credit, Interest Rate...
Fixed Income eCommerce Sales – Singapore - $ Highly Competitive
Our client, a reknowned Banking Institution, is currently to add headcount into their Credit function. As such...
Top global general insurance brokerage looking for people at various levels to join their Trade Credit, Politi...
A top global institution currently seeks a talented fixed income / credit sales person to join their expanding...
Credit Operations Analyst with a Global Private Bank
Our client, a financial institution, is looking for a Credit Risk Executive with min. 5 years of experience co...
Brightoil Petroleum Group is one of the largest private petrochemicals companies in China. We are a fast growi...
The Risk Analyst will perform in-depth portfolio analysis of unsecured products to assess risk and opportuniti...
My client are rapidly expanding their Wealth Management operation across Asia and as such they require a Head ...
Looking for C# developer with Perl and Strong Oracle experience.
Unique Business partnering role, presenting the successful candidate with an opportunity to influence the wide...
Our client is a leading financial services group with more than 1,400 branches and present in 19 countries aro...
Headquartered in New York, our client has $25.8 trillion in assets under custody or administration and $1.26 t...
Head of Trade Bills opportunity in a leading regional investment bank. You should have a degree with about 15 ...
Corporate credit experience of min 4 years required, Open to credit professionals from banking or corporates, ...
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The incumbent will support the Credit Risk Team in establishing, monitoring and reporting counterparty credit ...
DBS. Living, Breathing Asia.
DBS. Living, Breathing Asia.
DBS. Living, Breathing Asia.
DBS. Living, Breathing Asia.
DBS. Living, Breathing Asia.
*Credit Analyst role *FI-focused portfolio *All levels
Our client is an International Bank and they are actively seeking to hire an experienced Credit Analyst to joi...
Senior Credit Solutions/Structuring Role - Private Banking/Wealth Management
A renowned global bank seeking a dynamic & experienced Corporate Credit Analyst to join their team.
This is a business critical role with a dominant Global Markets client. You will be leading a large team with ...
An excellent opportunity to join a leading US-based technology vendor who specializes in core/retail banking a...
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Credit
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