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Job locationCreditThis sector contains all our credit jobs. Credit professionals are commonly known as 'credit risk managers', 'credit analysts' or 'credit officers'. Some banks however, simply use a seniority level followed by the key word - e.g. 'vice president, credit'. Over the course of their credit careers they are essentially tasked with reviewing credit applications from the bank's clients (e.g. corporations wanting to borrow money) or from financial institutions who are the firm's counterparties. Credit risk is the risk of loss of principle if a borrower defaults on a loan repayment obligation. It arises whenever an individual or company expects to use future income to pay a current debt. Through the preparation of credit proposals and credit reviews, which provide the business with independent assessments about the financial standing of prospective and existing borrowers, Credit risk analysts help to limit the risk of financial loss. To ensure that credit proposals or extensions are approved or declined in accordance with both the firm's internal credit policies and local regulations, credit analysts work closely with the lending team. Most lenders use their own models (credit scorecards) to rank potential and existing customers according to risk. Factors taken into account include operating experience, management expertise, asset quality, and leverage and liquidity ratios. The aim is to ensure high credit quality through the structuring, sanctioning, monitoring and control of credit applications, as well as ongoing maintenance of credit standards. Performing regular reviews of clients whose credit portfolios require close monitoring is another job of the credit analysts. This helps to ensure that any deterioration is quickly recognised and that credit risk is mitigated. Credit professionals, especially senior ones, maintain close working relationships with the business and must understand their portfolio and risk capabilities. Another important responsibility is tostay up to date with the financial analysis and the risk profiles of their assigned sectors, borrowers and counterparties throughout their credit careers. Ultimately, they must balance the desire of front-office sales staff to expand the business, with the need to lend prudently and make sound credit decisions. There are credit risk issues within different types of transactions - including corporate banking, project finance, structured trade and syndications. As well as banks, private equity firms, for example, recruit credit professionals use them to manage the credit risk of counterparties and investment-related service providers. Credit jobs can also be quite specific, such as roles which focus only on counterparty risk and involve due diligence visits to financial institutions to collect credit information. Financial records are analysed on excel spreadsheets so that the bank has a realistic assumption of future operating performance. Show more » « Show less
Showing 1-30 of 129 jobs
Our client is a well respected brokerage firm who is urengtly looking for experience candidates with at least ...
Top tier investment bank looking for a strong structured finance (ABS, RMBS, CMBS) credit risk analyst.
Leading Distressed Debt Fund seeks Associate for London team
This globally renowned credit focused Hedge Fund requires a mid level associate to join their established Prop...
This globally renowned fund requires a Spanish speaking bulge bracket associate to join their established and ...
Our client is currently looking to appoint a new member to their award-winning financial restructuring advisor...
Top tier corporate bank is looking to hire an Emerging Markets Credit Analyst to join their London team.
A Leading Global Corporate Bank is looking for an AD level credit analyst.
Debtwire is a global provider of intelligence & research on Leveraged/Distressed Credit Restructuring Situatio...
A European Investment Bank is looking for a senior fixed income sales person selling to French Real Money acco...
Top performing credit hedge fund is looking to add an analyst to focus on real estate investments
My client is a tier two investment bank who is looking for an associate level Corporate CDS Credit Trader to j...
My client, a leading investment bank is looking to hire an experienced credit analyst with a background in Eur...
Credit Repo trader. Location: London. £Highly competitive. (Trading, Repo, Fixed Income, London, UK)
Corporate Bond Sales, London, UK. £Salary: Highly Competitive. (Credit, Corporate Bonds, IG, HY, DD, GBP, EUR,...
Top blue chip High Yield Bond fund is looking to add a VP
The Global Banking team at Wells Fargo in London are seeking to add an additional Relationship Manager due to ...
London City based Brokerage house seek an Oil Products Marketing Manager / Oil Sales. Primary responsibility i...
Our client is a Tier 1 financial Institution with the Banking Licence who is looking to develop a Senior Inves...
Credit Risk, Basel II, Business Analyst, A – IRB, Probabilities of Default (PD), Exposure at Default (EAD), Lo...
Alternative investment group within large Asset Management firm is looking to hire a corporate credit analyst.
My client, a leading Top Tier Investment bank is looking to recruit a VP level Risk Auditor with strong workin...
Senior Compliance Manager - Northampton Contract opportunity
An exciting opportunity to join a leading corporate bank as an Associate Director Credit Analyst covering both...
Our Client is an International Banking Group now looking to appoint a Credit Risk Management Executive to cove...
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Leading financial services provider making major strides in the commercial banking sector, seeks an experience...
Initially a Fixed 6 month contract, our client is seeking a talented Credit Analyst with experience managing a...
Join Santander and you'll become a vital part of a business built on the outstanding service provided to our c...
A Leading International Banking Group is looking for a Fluent or Native Russian Speaker to cover a portfolio o...
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Credit, UK
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